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Dental Insurance: The Benefit That’s Making Everyone Smile



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While medical health plans have long been the mainstay of most benefits programs, dental coverage has typically fallen somewhere between low-priority and non-existent. Now however, as employers search for benefits their people really want – and that the company can afford – dental insurance is rising to the top of the list. Especially among younger […]

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The Faces Behind Employee Benefits Digital Transformation



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Recently, we published a blog article about the rising costs of employee benefits. We noted that employers blame increasing healthcare costs primarily on specialty pharma benefits, high-cost claimants, chronic diseases and conditions, and administrative expenses associated with enrolling employees and managing benefits.   Some employers are responding by reducing access to certain medications and/or care […]

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Advice for Employee Benefits Insurance Companies



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The employee benefits landscape has changed significantly in recent years. These changes affect employers who sponsor benefits programs and their workers who receive those benefits. But employee benefits insurance companies face a new future, too. Will it be a growth opportunity? A chance for reinvention? It’s a sure thing that the status quo and traditional […]

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Is Cybersecurity Becoming a Concern for Employer Policies and Plans?



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Cybersecurity has become a priority concern for every type and size of business, not to mention government entities, and not only here in the US. Hardly a day goes by that we don’t hear of another major data breach, be it a hack attack, a ransomware demand, or some other form of malware designed to […]

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Employee Benefits Costs On the Rise: What it Means for Employers



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According to an article published in Fortune magazine last year, health care costs are projected to increase 6.5% this year, about the same as last year. In a sense, this is good news, because the annual rate of increase is far smaller than it has been for several years. Nonetheless, 6.5% is still higher than […]

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What is Stop Loss Insurance and How Does it Work?



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Stop loss insurance is exactly what the name implies – a policy that enables your business to predictably cap expenses for employee medical bills. It’s a specialized type of coverage designed to protect self-insured employers from catastrophic losses. An increasing number of businesses of all sizes are choosing to forego traditional group health insurance plans, […]

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Why is Self-Insurance Gaining Popularity for Businesses



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Self-funded insurance plans are becoming increasingly popular among employers of all sizes. Once thought to be a viable solution only for the largest of companies, changes in health care regulations and skyrocketing costs now make self-insurance an attractive option for mid-size and even small businesses. Their employees can reap distinct benefits, too. For these reasons, […]

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Employee Benefits Trends of 2017



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Employee benefits present an ongoing challenge for companies of all sizes. Employers know that an attractive benefits package can be a significant asset when it comes to recruiting and retaining top people. But costs – especially for health care – are an ever-increasing concern. Looking ahead into 2017, US News suggested there were five benefits […]

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When to blame HR for low performance



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When an employee isn’t performing as desired, our first response is usually to blame them. Is there a functional, job-related problem that can be fixed, or does he just have a bad attitude? Or we blame his boss for a lack of supervision, support, or leadership. But sometimes, responsibility for poor performance lies with HR. […]

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Is a candidate passionate about the position?



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The last thing any employer wants is to hire someone who merely wants a J-O-B to fund their lifestyle. This is a person who is going to do the least, with minimal enthusiasm, and likely little or no thought about how they can help your company grow and thrive. What you want – what you […]

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